necessities, from make up to medicine. What about the un-losable documents
that we often carry in our hand bags, okay in some cases, it’s a bit of a
suitcase. For me a handbag is one of the easily accomplishable signs of
femininity because if I could manage without one I would stuff everything I
needed into multiple pockets and that wouldn’t be very ladylike would it?
So we are stuck with a portable cornucopia of necessary and unnecessary
items, as in who put the remote control in my hand bag because it wasn’t me?
And the horror when that handbag is out of your sight or stolen with your
life inside.
If you have ever been through the expense and time wasting incurred in the
loss of even the smallest bag and its contents then the fact that insurers
have added handbag insurance to car insurance should come as a blessing.
Insurers seem to have recognized that women often carry their lives in their
handbags and have added handbag cover or portable possessions cover to their
quotes. I went to *www.hippo.co.za*
quotes online, and after you have had your fun trying to insure the Rolls or
Aston Martin, try it with your car. I got back quotes ranging from R 441 to
R 610. The cheapest premium of course had the highest excess, of R 5300,
from Budget Insurance High Excess and this included Road side and Medical
Assistance and portable possessions cover up to R 2000, plus had a 14 day
money back guarantee. Budget Insurance offered R 518 monthly premium and an
excess of R 2800 included roadside assistance, and medical assistance and
portable possessions cover up to R 2000.
The highest premium of R 610 from AA insurance included AA membership, a
cash back bonus and had a R 2800 excess. First for Women included handbag
cover of R 2000, cost R 471 monthly and had options to take out Cash Back
plus. Woolworths have also entered the insurance market and their online
quote was monthly premiums of R540 with a R 3550 excess and R 2000 grocery
cover and R 2000 hand bag cover. Auto and General’s premium was R 550 with a
R 2550 excess and a service charter and online claim facility.
If you shop around and here word of mouth is a great indicator of who pays
and who does not, you can improve your insurance costs. The area you live in
and whether your vehicle is in a lock up garage make a huge difference to
your costs.
Oh and you have to be a woman. Finally, being a woman, and a woman of a
certain age, at least pays when it comes to insurance, so take that guys. We
pay less.
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